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Benefits of European Breakdown Cover

If you breakdown abroad we have multilingual claims handlers who can help you make all the necessary arrangements. You don't need to worry about being fluent in the local languages.

How We Can Help?

If your vehicle breaks down within 7 days BEFORE you travel...

  • We cover up to £750.00 so that you can;
  • Hire a vehicle so you can still travel abroad, or
  • Re-book your sea crossing at a time when your vehicle is repaired

We only need 48 hours notice to provide cover under our policy, however for the cover before you travel (mentioned above) to apply you must purchase 10 days before you travel.

If you breakdown while you're travelling...

  • We arrange roadside assistance and cover up to £250 to get you mobile straight away
  • If unfortunately you cannot be made mobile, we will also pay for transportation to the nearest repairer

If an attempted theft, break in or vandalism leaves your vehicle insecure...

  • We will cover up to £175 for repairs and parts to make your vehicle secure again

If your vehicle needs repairs, but the garage cannot get the parts...

  • We will source the parts you need and cover up to £600 to ship them to your repairing garage

If repairs will take longer than 24 hours...

We cover £750 towards;

  • The cost of transporting you and your passengers to your destination, or
  • A group C Hire Vehicle, or
  • We cover up to £175 for repairs and parts to make your vehicle secure again
  • Up to £125 per person for overnight accommodation while repairs are completed

If you're due to return to the UK before your vehicle can be repaired...

  • We cover up to £175 for repairs and parts to make your vehicle secure again
  • We cover you, your passengers and your hand luggage to get home
  • We will arrange to transport your main luggage home and pay for it
  • We will arrange to transport your vehicle home or to a UK repairer and pay for it, and cover any storage charges incurred abroad

Where We Help You?

  • Our European Breakdown Policy covers most territories in Europe - See Policy Document for full details
  • You will receive all the benefits of our full UK Policy throughout the year on our annual policy and the same benefits will also apply to the UK part of your journey on our single trip policies
  • See our UK Benefits for more details

Who We Help?

  • We Cover the Vehicle;
  • The Driver, and
  • Up to 7 Passengers

What Is Not Covered?

We only cover vehicles under 9 years old (annual policies) and up to 13 years old (single trip).

  • The First 48 Hours After Purchasing Cover

    We sell an insurance policy to protect your vehicle and its occupants against the risks of experiencing an unexpected breakdown. The cost of our policy is far cheaper than paying for a breakdown service if you do suffer a breakdown.

    In an effort to prevent people who have already broken down attempting to buy a policy to benefit from the prudence of others (which would then raise premiums for everyone), our policy restricts claims for incidents arising during the first 48 hours from the time of purchase.

  • 60 Days Cover – Individual Trips Exceeding 31 days

    The policy covers up to 60 days of trips within the period of insurance with a maximum of 31 days in any one trip.

  • EU Single Trip

    We only cover you if you are within the dates selected for your policy. Although we provide cover on the UK part of your journey to Europe, trips solely made in the UK are not covered under this type of policy.

  • Cover Prior to Departure

    The cover under this section of the policy (section 1) is only available where you make your purchase more than 10 days before departure of your intended trip.

  • Look After Your Vehicle

    No one wants to experience a breakdown, so you should always ensure that your vehicle is properly serviced in accordance with the manufacturer's guidelines, especially if you are embarking on a long journey. Like most breakdown policies, we cannot cover vehicles which have not been properly serviced.

  • No Replacement Parts

    We do not cover the cost of replacement parts.

  • Specialist Equipment

    The policy does not cover specialist off highway recovery or winching costs (for example, where the vehicle has overturned or is without wheels).

Please Note: The above is only a summary of the benefits provided. You should read the Policy Wording for the full terms and conditions before you buy. You can also read the Keyfacts Documents.

Review Centre independent customer opinion ratings

Rating as of Feb 2014
  • QDOS

    5 Stars
  • AA

    1.9 Stars
  • RAC

    2.1 Stars
  • Green Flag

    2.1 Stars
  • Start Rescue

    3.6 Stars
Sales Enquiry Line : 0800 440 2417