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Breakdown Comparison

European Breakdown Cover

 

If you breakdown abroad we have multilingual claims handlers who can help you make all the necessary arrangements. You don’t need to worry about being fluent in the local languages.


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We offer an annual policy, which covers multiple trips up to 60 days in a year (limited to 31 days in any one trip). This covers vehicles up to 9 years old. With our European annual policy, we include the Complete UK Cover as well.

 

We also provide a European Single Trip policy from as little as £24.99 for five days or £30.75 for up to nine days. This covers vehicles up to 13 years old. You can cover up to 91 days in a single trip. Please note that all European single trips must begin and end in the UK, our policies offer door to door cover.

 

All European cover is only available to insure a single vehicle (we cannot cover dual vehicles or provide personal policies).

 

Our European policies give you unlimited call outs during the term of the policy.

 

If you are not eligible for annual European cover, you may want to look at an annual UK policy with seperate single trip policies when you travel abroad.

 


How We Can Help

If your vehicle breaks down within 7 days BEFORE you travel...

  • We pay up to £750.00 so that you can;
  • Hire a vehicle so you can still travel abroad, or
  • Re-book your sea crossing at a time when your vehicle is repaired

We only need 48 hours notice to provide cover under our policy, however for the cover before you travel (mentioned above) to apply you must purchase 10 days before you travel.

 

If you breakdown while you’re travelling...

  • We arrange roadside assistance and pay up to £250 to get you mobile straight away
  • If unfortunately you cannot be made mobile, we will also pay for transportation to the nearest repairer

 

If an attempted theft, break in or vandalism leaves your vehicle insecure...

  • We will pay up to £175 for repairs and parts to make your vehicle secure again

 

If your vehicle needs repairs, but the garage cannot get the parts...

  • We will source the parts you need and pay up to £600 to ship them to your repairing garage

 

If repairs will take longer than 24 hours...

We pay £750 towards;

  • The cost of transporting you and your passengers to your destination, or
  • A group C Hire Vehicle, or
  • We pay up to £175 for repairs and parts to make your vehicle secure again
  • Up to £125 per person for overnight accommodation while repairs are completed

 

If you’re due to return to the UK before your vehicle can be repaired...

  • We pay up to £175 for repairs and parts to make your vehicle secure again

  • We pay for you, your passengers and your hand luggage to get home

  • We will arrange to transport your main luggage home and pay for it

  • We will arrange to transport your vehicle home or to a UK repairer and pay for it, and cover any storage charges incurred abroad

 

If you’re charged import duties because your vehicle is written off...

  • We pay them

 


Where We Help You

 


Who We Help

  • We Cover the Vehicle;
  • The Driver, and
  • Up to 7 Passengers


What Is Not Covered

We only cover vehicles under 9 years old (annual policies) and up to 13 years old (single trip).


The First 48 Hours After Purchasing Cover

We sell an insurance policy to protect your vehicle and its occupants against the risks of experiencing an unexpected breakdown. The cost of our policy is far cheaper than paying for a breakdown service if you do suffer a breakdown.

 

In an effort to prevent people who have already broken down attempting to buy a policy to benefit from the prudence of others (which would then raise premiums for everyone), our policy restricts claims for incidents arising during the first 48 hours from the time of purchase.

 

60 Days Cover – Individual Trips Exceeding 31 days

The policy covers up to 60 days of trips within the period of insurance with a maximum of 31 days in any one trip.

 

Cover Prior to Departure

The cover under this section of the policy (section 1) is only available where you make your purchase more than 10 days before departure of your intended trip.

 

Look After Your Vehicle

No one wants to experience a breakdown, so you should always ensure that your vehicle is properly serviced in accordance with the manufacturer’s guidelines, especially if you are embarking on a long journey. Like most breakdown policies, we cannot cover vehicles which have not been properly serviced.

 

No Replacement Parts

We do not cover the cost of replacement parts.

 

Specialist Equipment

The policy does not cover specialist off highway recovery or winching costs (for example, where the vehicle has overturned or is without wheels).

 



Please Note: The above is only a summary of the benefits provided. You should read the Policy Wording for the full terms and conditions before you buy. You can also read the Keyfacts Documents.

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