European Breakdown Cover
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We can provide a single trip policy from as little as £16.50 for five days or £20.50 for a week. You can cover up to 91 days in a single trip.
Alternatively we have an annual policy, which covers multiple trips up to 60 days in a year, although only 31 days in any one trip. With our European annual policy, we include the Complete UK Cover as well.
Please note that single trip European Cover is only available on vehicles and not as personal cover. You can purchase personal European Cover, however it must be an annual policy. That comes with Full UK Cover as standard.
Our single cover policies whether personal or vehicle insure up to six call outs during the term of the policy. If you purchase a joint personal or dual vehicle policy you are entailed to a combined maximum of nine call outs.
How We Can Help
If your vehicle breaks down within 7 days BEFORE you travel...
- We pay up to £750.00 so that you can;
- Hire a vehicle so you can still travel abroad, or
- Re-book your sea crossing at a time when your vehicle is repaired
We only need 48 hours notice to provide cover under our policy, however for the cover before you travel (mentioned above) to apply you must purchase 10 days before you travel.
If you breakdown while you’re travelling...
- We arrange roadside assistance and pay up to £250 to get you mobile straight away
- If unfortunately you cannot be made mobile, we will also pay for transportation to the nearest repairer
If an attempted theft, break in or vandalism leaves your vehicle insecure...
- We will pay up to £175 for repairs and parts to make your vehicle secure again
If your vehicle needs repairs, but the garage cannot get the parts...
- We will source the parts you need and pay up to £600 to ship them to your repairing garage
If repairs will take longer than 24 hours...
We pay £750 towards;
- The cost of transporting you and your passengers to your destination, or
- A group C Hire Vehicle, or
- We pay up to £175 for repairs and parts to make your vehicle secure again
- Up to £125 per person for overnight accommodation while repairs are completed
If you’re due to return to the UK before your vehicle can be repaired...
We pay up to £175 for repairs and parts to make your vehicle secure again
We pay for you, your passengers and your hand luggage to get home
We will arrange to transport your main luggage home and pay for it
We will arrange to transport your vehicle home or to a UK repairer and pay for it, and cover any storage charges incurred abroad
If you’re charged import duties because your vehicle is written off...
We pay them
Where We Help You
What Is Not Covered
The First 48 Hours
We sell an insurance policy to protect your vehicle and its occupants against the risks of experiencing an unexpected breakdown. The cost of our policy is far cheaper than paying for a breakdown service if you do suffer a breakdown. In an effort to prevent people who have already broken down attempting to buy a policy to benefit from the prudence of others, which would then raise premiums for everyone, our policy restricts claims for incidents arising during the first 48 hours of cover (or before) in the first year of cover.
60 Days Cover – Individual Trips Exceeding 31 days
The policy covers up to 60 days of trips within the period of insurance with a maximum of 31 days in any one trip.
Cover Prior to Departure
The cover under this section of the policy (section 1) is only available where you make your purchase more than 10 days before departure of your intended trip.
Look After Your Vehicle
No one wants to experience a breakdown, so you should always ensure that your vehicle is properly serviced in accordance with the manufacturer’s guidelines, especially if you are embarking on a long journey. Like most breakdown policies, we cannot cover vehicles which have not been properly serviced.
No Replacement Parts
We do not cover the cost of replacement parts.
The policy does not cover specialist off highway recovery or winching costs (for example, where the vehicle has overturned or is without wheels).
Please Note: The above is only a summary of the benefits provided. You should read the Policy Wording for the full terms and conditions before you buy. You can also read the Keyfacts Documents.